Roanoke real estate VA, Salem real estate and Roanoke County real estate, home listings and homes for sale in Virginia, Salam, Costa Rica - Durant & Sandy Vick, REALTORS® Durant & Sandy Vick REALTORS(r) for Roanoke, Virginia real estate - NUMBER1EXPERTS™ Durant & Sandy Vick NUMBER1EXPERTS(tm) for Roanoke, Virginia real estate, Salam, Costa Rica
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"We have been very pleased with our experience in working with Sandy & Durant Vick as our real estate team."
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Mortgage Prequalification: Roanoke Virginia home buying, real estate listings, and homes for sale in Roanoke                        County, VA
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!
 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

We help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: we will respect your privacy! We know this is your personal information, and we will not distribute it to anyone, other than to our preferred mortgage broker (Sandy and I can direct you to several dependable loan brokers that can assist you). This service is also provided free of charge, without any obligation on your part. It is part of our job as top Roanoke, Salem and Roanoke County Realtors to offer services such as these. 

Once you fill out the form, Sandy and I along with our preferred loan broker will quickly process your information and get right back to you!
 

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Real Estate Tips
Cosmetic Improvements >Handle Needed Repairs Early

There is a standard chain of events that occurs when an offer comes in on a home. After a meeting of the minds, the buyer often brings in a home inspector who may find a few items that need to be repaired. The real estate agent gives the homeowner a list of the requested repairs. What comes next?

In most transactions, the seller will take care of the repairs. Many sellers wait until the week before the closing to call someone to do the work, because they want to be sure that they are going to make it to the closing table before they spend money on repair work. If you are responsible for making repairs to a home you are selling, make sure you have the work done well in advance of the closing date by licensed professionals who will stand behind their work. If the work is done at the last minute and is incomplete or unsatisfactory, it could cause complications at the closing. You should provide the buyers with all the receipts and the names of the persons to contact in case there is a problem with the repairs.

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Real Estate Trivia
Q 
Who is "Fannie Mae" and why is she a big name in real estate?

A 
"Fannie Mae" is the real estate industry nickname for FNMA, or Federal National Mortgage Association, the stockholder-owned corporation that purchases mortgages from mortgage lenders.
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Durant & Sandy Vick, REALTORŪ, real estate agents and broker for Roanoke, Salem and Roanoke County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Durant & Sandy Vick - THE VICK TEAM
The Real Estate Group

1636 Apperson Drive Salem, VA. 24153
6276 Smokey Ridge Road Roanoke, VA 24018
Durant - Cell: 540-354-4444
Sandy - Cell: 540-314-4444
Office: 540-375-9000
Fax: 540-375-9284
Email: DurantandSandy@NUMBER1EXPERT.com
Email: durantvick@cox.net

Seeking real estate assistance in Roanoke, Southwest Roanoke County, Botetourt County, or Salem, Virginia? Sandy and Durant Vick GRI ePRO are your Roanoke, Virginia ready source whether you are buying or selling property in the Roanoke area. Email or call today for fast, dependable service. "...working with others so desirable things happen for our clients."

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