Roanoke real estate VA, Salem real estate and Roanoke County real estate, home listings and homes for sale in Virginia, Salam, Costa Rica - Durant & Sandy Vick, REALTORS® Durant & Sandy Vick REALTORS(r) for Roanoke, Virginia real estate - NUMBER1EXPERTS™ Durant & Sandy Vick NUMBER1EXPERTS(tm) for Roanoke, Virginia real estate, Salam, Costa Rica
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"Very personable, detailed, knowledgeable agents."
"Experience a real estate pleasure instead of disaster!"
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You!
 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request our free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to us through our professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request our quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As top Roanoke, Salem and Roanoke County area Realtors, it's our job to know more about a property than any web site. Make sure you have the most current information! 

 



Real Estate Tips
Financing Your Home >More On ARMs

Lenders are always looking for new ways to help buyers get into the home of their dreams. Today they frequently use adjustable rate mortgages (ARMs) to increase the buyer's options. The interest rate on an ARM changes periodically to reflect changes in the national market. Since the loan starts at a rate that is lower than the national average, lenders can reduce the borrower's qualifying criteria.

One way to distinguish between different ARMs is by the national index to which they are tied. Some ARMs are tied to a slow-moving index called the cost-of-funds index; these are usually the most desirable. ARMs that are tied to a more volatile index, such as Treasury Notes, can be adjusted upward at a quicker rate. Look at all the factors before choosing a loan. The faster index loan may start out with lower rates and lower monthly payments, but the slower index ARM may eliminate your concern about having to re-finance down the road.

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Real Estate Trivia
Q 
What is the legal term used to describe the right of the U. S. government to condemn private land for public use?

A 
Right of Eminent Domain allows the government to confiscate private land by paying full market value for the property.
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Durant & Sandy Vick, REALTORŪ, real estate agents and broker for Roanoke, Salem and Roanoke County Virginia home listings, property and land for sale - NUMBER1EXPERT(tm)

Durant & Sandy Vick - THE VICK TEAM
The Real Estate Group

1636 Apperson Drive Salem, VA. 24153
6276 Smokey Ridge Road Roanoke, VA 24018
Durant - Cell: 540-354-4444
Sandy - Cell: 540-314-4444
Office: 540-375-9000
Fax: 540-375-9284
Email: DurantandSandy@NUMBER1EXPERT.com
Email: durantvick@cox.net

Seeking real estate assistance in Roanoke, Southwest Roanoke County, Botetourt County, or Salem, Virginia? Sandy and Durant Vick GRI ePRO are your Roanoke, Virginia ready source whether you are buying or selling property in the Roanoke area. Email or call today for fast, dependable service. "...working with others so desirable things happen for our clients."

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